Fees/Insurance

Insurances Accepted:

United Health Care, Sanford Health Plan, BCBS of ND, Aetna

Insurance coverage for counseling varies by plan. Many insurance companies offer benefits for mental health or behavioral health services, but the amount covered and your out-of-pocket cost depend on your specific policy and whether your therapist is in-network or out-of-network.

Here are a few steps to help you find out what your plan covers:

Check your benefits: Look for information about outpatient mental health or psychotherapy services in your plan documents.
Verify network status: Ask your insurance company whether your therapist is in-network. If they are out-of-network, you may still be eligible for partial reimbursement.
Call your insurance provider: Contact the member services number on your card and ask:
- Do I have coverage for outpatient mental health counseling?
- What is my copay, coinsurance, or deductible?
- Is pre-authorization or a referral required?

Ask your therapist: Our office can provide a superbill (a detailed receipt) if you plan to submit a claim for out-of-network reimbursement.

If you’re unsure where to start, we’re happy to help you understand your options before your first session.

No Surprise Act

What is the No Surprises Act?

The purpose of the No Surprises Act is to let you know about your protections from unexpected medical bills if you do not have insurance or are not using insurance. It also asks whether you would like to give up those protections and pay more for out-of-network care.

Right to receive a "Good Faith Estimate"

You have the right to receive a "Good Faith Estimate" explaining how much your medical care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item.
You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises

Fees:

Insurances Accepted:

No Surprise Act

Right to receive a "Good Faith Estimate"

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